Are We a Fit?
The therapeutic relationship is a lot like any other intimate relationship: you need to feel comfortable in my presence and vice versa. I am happy to talk on the phone with you prior to your first session to get a sense of the issues you would like to work on. In that phone conversation, you can ask me about my style as well.
Payment and Insurance
In-Network Insurance Plans:
• BlueCross BlueShield
• Health Partners (U of M Grad students only)
How do I make an appointment?
Email or call me to set up an appointment.
Let me know if you have a schedule or time request.
Let me know what you hope to work on in therapy.
Let me know what insurance plan you have.
Let me know what your ID and Group numbers are (listed on your insurance card).
Let me know how you found me—did someone refer you?
What is the fee for each session?
If you choose to pay cash:
$225.00 for the first session.
$200.00 for sessions thereafter.
Sliding Scale is available.
Payment is due at the beginning of each session.
I currently accept checks and cash.
Insurance coverage varies across plans. Please call your insurance company to confirm the following before our first session:
What your deductible is.
How much of your deductible has been met for the current year.
How much you will owe for your co-pay or co-insurance.
This will help determine what your insurance-adjusted session rate will be.
IF YOU HAVE NOT MET YOUR DEDUCTABLE:
You will owe the reimbursement rate (the amount that BlueCross or Medica pays per session), not my session fee.
ONCE YOU HAVE MET YOUR DEDUCTABLE:
You will likely owe a co-pay or co-insurance. Please find out what that amount is.
What to Expect in the first session
If you are able, please arrive 20 minutes early to allow time to complete the necessary insurance paperwork. When you're ready, I will ask you to come into the consultation room. The first session is 53 minutes. We will discuss what brought you to therapy, and what you hope to accomplish through therapy with me. I will ask you questions about your issue(s) and your background. We will also discuss how often you should come in for therapy. If you are opting to pay cash for your session, I will ask for payment at this time. If you're opting to use health insurance, your insurance company will determine the length, frequency, and number of sessions allowed per year, which we will discuss.
The benefits of paying fee-for-service (cash)
Cost savings is the reason why most people use insurance to cover their therapy, especially if they are on a tight budget. However, there are many benefits of choosing to pay cash instead, and why many of my colleagues have decided to opt out of insurance panels:
In-network providers see more patients per week to make up for the cut that insurance companies take (sometimes up to 60 percent of the session fee).
Using cash frees up more time for patients. After all, less time spent on the phone with insurance companies means more time available to coordinate your treatment, whether this is time spent communicating with your care providers and community supports (i.e. physicians, teachers, writing coaches or couples therapists), or most importantly, making phone calls to patients during times when increased support is needed.
Using cash allows therapists more flexibility to offer a sliding scale fee.
Using cash ensures complete confidentiality. All insurance companies require a mental health diagnosis in order to reimburse for sessions. Some insurance companies ask therapists to discuss the treatment goals and progress with insurance staff.
Using cash allows the therapist to determine the length of your sessions and how often you should receive therapy. If insurance is used, the insurance companies will determine the frequency, number, and length of your sessions. For instance, some only allow for a 38-minute session, versus the more standard 50-minute session.
Insurance companies can decide if couples therapy is covered, the number of sessions allowed per year, and the length of your session.
In 2014 the Federal Government enacted a mandate that requires patients' medical records to be on-line. This will include your diagnosis and treatment notes.